Manchester is one of the better-value city breaks in western Europe, for one structural reason: the major museums and galleries are free, because national and university museums in Britain do not charge admission.

That single fact takes the largest recurring line out of most people’s daily budget. What is left is accommodation, food and drink.

What is free

You can fill three days in Manchester and pay for nothing but food, a bed and a tram.

What is not

Football. A Premier League ticket bought legitimately is the largest single expense most visitors here incur, and a stadium tour is not cheap either.

The National Football Museum, which charges non-residents.

Aviva Studios and the Bridgewater Hall — though the concert hall is significantly cheaper than the London equivalent.

Quarry Bank Mill, unless you are a National Trust member.

The Christmas markets, which are a genuine budget event rather than a browse.

Three daily budgets

These exclude accommodation and are per person, per day.

Careful — around £30 to £40

Supermarket breakfast. A Curry Mile or Northern Quarter lunch for under a tenner. Free museums all afternoon. Cook or get a takeaway in the evening. A pint or two.

Transport: walk, plus one or two tram journeys under the daily cap.

This is entirely achievable and it does not feel like deprivation, because the expensive part of most cities — the sights — costs nothing here.

Comfortable — around £70 to £100

Café breakfast. A decent lunch. Free museums plus one paid thing. Dinner at a proper restaurant in Ancoats or the Northern Quarter with a drink. Two or three pints, or cocktails.

Transport: a day cap on tram and bus.

This is what most visitors actually spend.

Generous — £180 and upwards

A tasting menu, or a match ticket, or a concert. Cocktails at height. Taxis rather than trams.

Manchester has a Michelin-starred restaurant and several places charging London prices, so the ceiling is as high as you want.

Where the money really goes

Accommodation is the swing factor and it is event-driven. A midweek room out of season and the same room on a home-match Saturday in December can differ by a factor of two or three. Nothing else in your budget moves like that.

Drinking is cheaper than in London and not cheap. A pint in a city-centre bar costs roughly what it costs in Leeds or Bristol; craft beer in the Northern Quarter costs more. Cocktails in Spinningfields are priced for expense accounts.

Eating is very good value at the bottom and normal at the top. The gap between an excellent £12 lunch and an excellent £60 dinner is wider here than the quality difference justifies, which is a compliment to the £12 lunch.

Transport is negligible. The daily contactless cap on the Bee Network covers tram and bus together and is a small fraction of what the same coverage costs in London.

Practical money notes

Cards everywhere. Contactless is universal and some places — including Mackie Mayor — take no cash at all. You can visit Manchester without touching a banknote.

Tipping. Not obligatory. Around ten per cent in a restaurant if service is not already added; nothing in a pub where you order at the bar; rounding up in a taxi. Nobody will chase you.

Service charge is often added automatically in restaurants at 10 to 12.5 per cent and you are entitled to ask for it to be removed.

VAT is included in every price you see. The price on the menu is the price you pay.

Two ways to save real money

Move your dates. Check the fixture list, the arena calendar and the university terms before booking. This is worth more than every other saving combined.

Stay outside the centre and use the tram. Salford Quays, Chorlton and the towns along the Metrolink are considerably cheaper, and the network is good enough that you are not sacrificing much. A twenty-minute tram ride is not a hardship in a city this size.

A worked three-day example

Two people, three nights, staying centrally out of season, doing the itinerary in three days in Manchester.

Beds: three nights in a mid-range central hotel — the largest line by some distance, and the one to attack by moving dates rather than by downgrading.

Sights: nothing on days one and two. On day three, either a National Trust ticket for Quarry Bank or two return train fares to Edale, which costs less than lunch.

Food: two supermarket breakfasts, two cheap lunches, one Curry Mile dinner, one good Ancoats dinner, one food hall evening.

Transport: two daily caps and a lot of walking.

The total is dominated by the hotel and the one good dinner. Everything that would be the expensive part of the same trip to Paris, Amsterdam or Edinburgh is free here, and that is not a marketing claim — it is a consequence of how British museums are funded, and it is the single best reason to come.